Budget
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Budget is a unique personal finance manager that uses an envelope system to help you manage your income and expenses. Unlike traditional finance managers that usually use a statement-style display, Budget uses virtual envelopes that allow you to allocate money to specific expenses (mortgage, car payment, utilities etc.), and shows you how much money is left over after those expenses. Instead of showing you how much money you have in your account, it lets you visualize how much money you have left to spend.
Despite the simple concept, the program includes a variety of advanced features that let you balance your checkbook, record payments by check, debit or credit card and more. It can handle multiple bank accounts and income sources, and import account data from QIF files. If you are looking for an easy way to visually manage your finances without having to deal with complicated account management products, you should definitely give Budget a try.
Budget Features:
* Variable Pays: Handles pays that vary in frequency and amount.
* Bank Account Management: Record checks, debits, and deposits, and easily balance your checkbook.
* Reminders: Repeating transactions such as monthly bills can be set up as reminders.
* Define Pay Sources: Set up your income to automatically distribute funds to various envelopes.
* Print Checks: Print personal or business checks, including an image of your signature, on any printer.
* QIF Import: Convert data from other applications, or download your transactions from a bank.
* Automatic Backup: Keeps a copy of your last data file.
* Multiple Bank Accounts: Define as many bank accounts as you need.
* Credit Cards: Track your credit card spending, and stay out of debt.
* Reports and Statistics: See how well you are keeping within your budget.
* Spring-Loaded Envelopes: Using drag and drop to transfer money, group envelopes will spring open.
The license of this software is Free Trial Software, the price is $39.95, you can free download and get a free trial.