Credit Database (Credit and Household Database) is a financial organizer for your bills with reminders, report's and charts, supports all Windows platforms. With the Credit Database, you can stay on top of all of your account activities.

If your future financial goals include major purchases like a house or a car, you will need to take out a loan. Lenders are only interested in if you can pay them back. Your credit score is what determines if you will be approved for that loan. The better your credit score, the less you will pay on interest.

Also, in order to have good credit, you will have to demonstrate good spending habits. Your credit limit on your credit cards should be at or less than 25% and you cannot show late fees on your accounts.
As you know with late fees come higher interest rates and fees. Most fees start at $25.00. Also, you won't have to worry about credit limit increases. Some jobs, apartments and insurance companies will reject you if you have bad credit.

In order manage your credit cards and pay your bills on time, you will need a personal credit manager to help or keep you on track with your financial goals, so why not start with the Credit Database.
Credit Database is a professional application designed to enable you to manage all of your account activities.

Credit Database Features:
1. Know when your credit cards are due, past due, over the credit limit and how many days until the next bill is due.
2. Pay your bills online without leaving the Credit database. Your usernames and passwords are stored in the address bar for easy access.
3. Know your Credit Card Details.
4. A statement form to enter your payments, transactions and confirmation number. You will also know what percentage of your payment went to finance charges.
5. Receive a future estimate of what your finance charges wil be.
6. Log your transaction disputes and customer service calls for informational purposes.
7. Credit Card Calculator which will inform you as to how many months it will take to pay off your credit cards. You can also print out a payment report.
8. Add your credit scores to see how you are improving over time.
9. View when your bills are due.
10. Know when you are/are not keeping your credit card balances under 25% of the credit limit.
11. Know what percentage you are using on your credit cards.
12. View the current balance, minimum payment due and a total of overdue accounts for up to four members in your household.
13. Charts and reports.

Requirements:
* Microsoft Access 2007 or Access 2007 runtime.

The license of this software is Free Trial Software, the price is $25.99, you can free download and get a free trial.